A blog to keep in touch with people far away, share product and book reviews, and express my thoughts.
What a Difference . . .
At the risk of sounding totally cheesy - I'm going to share a really cool experience. Over the last 15 years, I have done banking, mostly, with a "giant, monster mega-bank". Keybank, to be specific. I signed up with them in my early twenties and just kept all my accounts there. When Adam and I married, I encouraged him to do the same so that we could merge accounts easier. He did. One thing that I learned to get used to was fees from the bank. Fees for this, fees for that and so on. It seemed they were just waiting for me to slip up a little, so that they could apply more fees. However, the longer we had a relationship with this bank, the more trouble it was to just go to a different financial institution. So, it seemed, we were stuck. We referred to our bank as "the money pimps" and made jokes about it. We were careful not to incur fees - but sometimes they got us anyway.
It was in listening to The Clark Howard Show one day that I heard how different things are when a person banks with a local bank or credit union. In fact, the report was on how those "giant monster mega-banks" actually use computer software to increase the likelyhood of fees assessed on checking accounts. It was eye-opening for me. Adam and I were about to move and we were sold on finding a local credit union when we got settled.
Fast forward one year. We've been banking with a small, local credit union since we moved. We hadn't had any problems - and no strange fees. But yesterday, we needed to withdraw a large amount of cash - knowing we'd be left with only about $50 in the checking account afterward. Adam was in a rush and accidentally withdrew $100 more than we needed. When he came out I checked the amount and was nervous that we'd incurred fees for overdrawing our account. Quickly, I used Adam's iPhone to check our account status. And to my delight, instead of charging us with fees - which they could've rightly done, our credit union had just transferred $100 from our savings account to our checking account when the withdrawal request was made. I checked later - and there were no fees associated with this service.
I was really impressed. I'm still really impressed. I was never impressed with the mega-bank.
This is an unusual post - but I just wanted to share a positive experience.
Here's a great way to make a cool scratching post/tree house/hangout spot for your cat without making your home look like you've become a cat lady.
Materials I used:
-old side table that was ready to be thrown out
-potted fake tree that had seen better days
-drill and 1" drill bit
-piece of scrap wood
-hot glue gun
Here's how I did it:
I wanted to use only items I already had. So, I found an old side table that was stuck in the corner of an upstairs playroom. It wasn't being used much and was pretty ugly. Perfect.
I drilled two large holes in the top. The largest drill bit I had was 1" - and not big enough, so I ended up drilling several one inch holes right next to eachother to make two large flower shaped holes (see photo).
Then I stapled some burlap over the top of the table and cut slits where the holes were. You could also use a carpet scrap for this - but I only had burlap on hand, so that's what I used.
What a fantastic devotional reader. I have been truly enjoying the short, daily readings in this small book.
Joni Eareckson Tada writes about the depths of the human soul in such a relatable and authentic manner. This book reminds me of the classic devotional, Streams in the Desert, by L.B. Cowman, written in 1925. Both books offer a timeless message of hope, purity and devotion to God.
In addition, if you know someone struggling with a physical disability or chronic pain, this book would make an excellent gift. The author is actually is a quadriplegic who is intensely familiar with pain in life. Reading her writings motivates me to push through difficulties and take full advantage of what God has given me.
I've always enjoyed books by this author. So I was excited to read this one. And this daily reader didn't let me down. It's a perfect daily reading for a pause in our hectic days. I highly recommend this book for adults seeking a little more application to their daily …
I love love love this Bible. It is great for kids (elementary age and up). But as an adult, I would use this too. It has really practical insights and illustrations in the page margins. The photos, drawings and maps really help tell the Biblical story and highlight the messages throughout.
In the beginning of each book, there is a listing of the author, why the book was written, what happens in the book, key people, where the events take place, and stories in the book. There are extra illustrations as well. In the book of Ruth, there is an excellent map of Elimelek and Naomi's jouney. Later in the book is a picture of people gleaning fields - or picking up leftovers after the workers were finished. There's an explanation about it too. In chapter 3 or Ruth, there's an illustration of the threshing floor and definitions. Toward the end, there's a graphic showing Ruth's family tree and the line of Christ.
For each of the other books in the Bible, there are similar il…