At the risk of sounding totally cheesy - I'm going to share a really cool experience. Over the last 15 years, I have done banking, mostly, with a "giant, monster mega-bank". Keybank, to be specific. I signed up with them in my early twenties and just kept all my accounts there. When Adam and I married, I encouraged him to do the same so that we could merge accounts easier. He did. One thing that I learned to get used to was fees from the bank. Fees for this, fees for that and so on. It seemed they were just waiting for me to slip up a little, so that they could apply more fees. However, the longer we had a relationship with this bank, the more trouble it was to just go to a different financial institution. So, it seemed, we were stuck. We referred to our bank as "the money pimps" and made jokes about it. We were careful not to incur fees - but sometimes they got us anyway. It was in listening to The Clark Howard Show one day that I heard how differe